Archive for the ‘Investing’ Category

I’m pretty young 24 y/o. I have no idea how to invest, and I don’t want to pay a broker to invest my money. I just want my money to grow- what should I do? What is a good APY? Also, I’ve read about a “term share certificate” , “money market accounts” and “mutual funds”. [...]

For tax purposes, I am a US resident alien and I am a citizen of another country(India) where I have invested about 10K USD in mutual funds offered there. The mutual funds are generating about 10% or 1K per year as dividend income and they are tax free from Indian govt. The returns are 10% [...]

I’m 18 about to go college in 7 months time, Can you please guide me as in which course should I take up? I plan on getting in a line where I can invest in stock, bonds, mutual funds etc. and gradually start up with a powerful hotel chain, basically venture out in finance [...]

I am thinking of investing in VGSTX and VFIFX in a ROTH IRA or should I just invest in one? I am 26 and make less than 18k a year but have 20k in saving and CDs. Your opinion? Etc? What do you think the Market will be like in 40 [...]

I would like to invest child mutual fund for my child education, kindly suggest me which one is best. ICICI, HDFC, TATA, UTI are having those funds
search terms :child care mutual funds,prudential insurance,

My wife and I are both self-employed so we cannot invest in a company sponsored 401k. We currently have a Roth IRA with Fidelity in the 2050 fund. Is this our best route looking ahead? Our Roth aren’t performing well and I would like to see better results. I’ve considered blue chip funds but it [...]

I am confused about a Roth IRA. I thought it was like a savings account where you just deposit money into it. I just opened an account at Tradeking and now it looks like I have to buy stock or invest in a mutual fund. How does a Roth IRA work?

I am a student. I have a Roth IRA and about $4k in the market. I have low $xx,xxx in a savings account. What are some options I could explore for growing my money? CD? Mutual funds? Bonds? etc.
Thanks for the advice in advance.
PS: I know this is the wrong section but the Investing section [...]

Can someone who’s in L1 or H1 VISA invest in mutual funds in US? I called Merrilynch yesterday to know about my options. They told me that unless I’ve a green card or I’m a citizen , I can not invest. Before I could ask further questions, he hung up.
Will greatly appreciate if someone can [...]

I’m asking what sum is needed in the bank to allow retiring assuming all money will be used up and nothing goes to heirs. Not interested in investing. Current 5-year CDs pay 3%. Assume retirement period will be 20 – 25 years.
search terms :how much money is $50k,


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