Personal Finance Reference » Investing

If Given The Choice, Would You Forgo Your Company’s Benefits In Return For A Higher Salary?

admin — Thu, 09 Sep 2010 23:47:10 +0000

And if people were given a choice, do you most people would be responsible and actually buy things like medical insurance, disability insurance, unemployment insurance, and invest in a retirement plan (in lieu of social seurity, state disability, state unemployment, etc)?

How Can I Select A Good Low Cost Index Fund Right Now?

admin — Wed, 08 Sep 2010 23:48:47 +0000

Hi,
I have a few questions. I have 20k to invest and I can afford a high degree of risk on it.
Is it a good time, right now, given the current market situation, to invest in an index mutual fund or an index ETF? (In fact, does anyone know at all whether it is a good time or not?) If so, why or why not?
If it is a good time, then I would like to invest specifically in a low cost index fund for the long term (5+ years). First, which one out of a mutual fund and an ETF would be the better choice? Why?
Also, how can I make a good choice for a specific low cost index fund? What criteria can I use to compare then? I know about Vanguard and a few others, but I don’t know how to make my choice.
Thanks a lot!

If Given The Choice, Would You Forgo Your Company’s Benefits In Return For A Higher Salary?

admin — Tue, 07 Sep 2010 23:47:26 +0000

search terms :

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What Are The Best Mutual Fund To Invest For One Time Investment In The Range Of Two To 5 Lacs?

admin — Sun, 05 Sep 2010 23:50:43 +0000

Like to know the best mutual found to invest in India. Investment plan shld be one time ranging from 200,000 to 500,000.
thanks

Where Can I Find A Good, Australian ‘no Load’ Mutual Fund, With Low Minimum Investments ($1000 Or Less)?

admin — Sat, 04 Sep 2010 23:50:22 +0000

I would like to begin investing some money, as I have started a new job.
I would like to invest in a no load mutual fund, with emphasis on growth (I plan to invest for at least 5 years or more). My initial investment would be about $1000, and I would like to add another $1000 quarterly, or smaller fortnightly payments.
I don’t know where to find Australian no load mutual funds. The closest thing I have found is Vanguard Australia’s diversified investments, which are not ‘no load’, but appear to be quite competitively priced. Unfortunately the minimum investment is $5000, an amount I will not have aquired for another year.

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good australian investments,

Is The Current Generation Ready To Center Their Careers Around Caring For The Baby Boomers?

admin — Sat, 04 Sep 2010 23:48:09 +0000

1945-1964 are the years the baby boomers were born. So many were born that bigger schools had to be built, and there was a very high demand for college students to become teachers. It’s now 46 years since the first baby boomers graduated high school, and they start turning 65 next year. Retiring on fixed incomes, having medical needs, dental needs, nursing home needs, physical therapy needs, there is a high demand for Doctors, Pharmacists, Nurses, Therapists, and within 15-20 years Funeral Directors. Cemeterys will become a thing of the past. There just isn’t enough acerage. Crematories will prevail. There are 78 million baby boomers!!! that’s six zeroes: 78,000,000. Choose your career carefully, and invest your retirement funds with baby boomers current status in mind.

How Should A 23 Year Old With A Limited Budget Begin Planning Financially?

admin — Fri, 03 Sep 2010 23:49:13 +0000

I am 23 years old and I am trying to start to put aside money for retirement. Currently, I would say that I could safely do $2500 annually, although I might be able to contribute a considerably greater amount to that–maybe a thousand dollars more. I have considered starting a Roth IRA, but I have been told that it is wise to diversify and invest a larger portion of your savings into the stock market while you are younger. What is the best way to begin? The key word is BEGIN. I will likely be able to increase my annual savings as time goes on. This is my first full-time job. I have no debt. I am single. My place of employment does not offer a retirement plan. I cannot think of any more pertinent info. Please help!

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how to save money 23 years old,real estate personal finance,tax benefit,

I Have A Spare $4,000 I’ve Saved Up.?

admin — Thu, 02 Sep 2010 23:49:51 +0000

I’m pretty young 24 y/o. I have no idea how to invest, and I don’t want to pay a broker to invest my money. I just want my money to grow- what should I do? What is a good APY? Also, I’ve read about a “term share certificate” , “money market accounts” and “mutual funds”. I don’t know what to do? Can you guys help and tell me what type of interest rates are good for these types of accounts or if these accounts don’t yield any good returns and if I should invest somewhere else.
Thanks

Reducing Taxes On Mutual Fund Investments?

admin — Tue, 31 Aug 2010 23:48:32 +0000

For tax purposes, I am a US resident alien and I am a citizen of another country(India) where I have invested about 10K USD in mutual funds offered there. The mutual funds are generating about 10% or 1K per year as dividend income and they are tax free from Indian govt. The returns are 10% because inflation is about 14% in that country.
I fall in the 25% income tax bracket and live in Florida where there is no state income tax.
1. How will such mutual fund dividend income of 1K be taxed from me?
2. Are there any tax breaks available on them?
Can someone please advise?
Thanks

Career Advices For Finance And Venture Capital Field?

admin — Mon, 30 Aug 2010 23:50:31 +0000

I’m 18 about to go college in 7 months time, Can you please guide me as in which course should I take up? I plan on getting in a line where I can invest in stock, bonds, mutual funds etc. and gradually start up with a powerful hotel chain, basically venture out in finance companies more like a venture capitalist in the hospitality industry. I don’t know, what i m planning to do is absurd or over ambitious, but i could really use some guidance and advice from the experienced lot about how to chalk out things.
thank you